Retiring With Monthly Stock Dividends: Build A Paycheck That Never Stops - Paperback

by Doug West (Author)

What if your retirement paid you every month - without selling a single share?

Most retirement accounts are built to grow, then sold off a little at a time to pay the bills. That works right up until the market drops, or until you outlive the math. This book shows a different way: build a paycheck that arrives every month, paid by dividends instead of share sales.

It is a short, plain-English guide. No hype, no jargon, no 300-page theory - just the numbers and the plan.

Inside you will learn how to:

- Understand dividends in plain English - yield, payout ratio, and why the share price drops on the payment date
- Find where monthly income actually comes from: REITs, monthly-pay ETFs, and closed-end funds
- Build the calendar ladder that stacks ordinary quarterly payers so a check lands every month of the year
- Work out how much you really need - with three complete retiree examples
- Run the five-point check that separates a safe dividend from a yield trap
- Compare three sample portfolios - Conservative, Balanced, and Max-Income - with exact weights
- Know what to do in a market crash, and why your paycheck is not the same thing as your share price
- Place the right investments in the right accounts - Roth, traditional IRA, and taxable
- Follow a 12-month plan from your first purchase to your first full year of monthly checks
- Reach for larger paychecks by taking on more risk - from the author's own decades of experience

Includes a glossary, a dividend screening checklist, an income worksheet, and a fill-in ladder you can use for your own portfolio.

Scroll up and start building a paycheck that never stops.