Money Skills for Teens with ADHD - Paperback

by Richard Bass (Author)

Your brain says buy it now. This book shows you what to do instead.

Most teen money books explain budgeting, saving, and compound interest. Then they assume you will remember to do it. For a teen with ADHD, that is the part that breaks. Impulse buys, forgotten subscriptions, the banking app you avoid opening, the paycheck that disappears by Tuesday. None of that is a character flaw. It is how an ADHD brain handles money when nobody has shown it a better system.

Money Skills for Teens with ADHD is that system. Written by a special education teacher with over a decade in the classroom, it breaks money down into 98 skills, one per page, each built for a brain that needs the short version first and the steps spelled out.

Inside, teens learn how to:

Find out where their money actually goes and make a budget they will keep

Land a first job, fill out a W-4, and read a pay stub line by line

Understand FICA, income tax, and whether they have to file

Open a bank account, find high yield savings, and build an emergency fund

Build credit before 18 and use a credit card without it using them

Spot scams, buy now pay later traps, and the pitch in their feed

Understand index funds, Roth IRAs, and why starting at 16 beats earning more at 30

Handle what is coming: cars, insurance, rent, student loans, and money with friends

The final part, Your Brain and Money, is what no other teen finance book offers: why future money feels fake, hyperfocus shopping at 3 a.m., spending to be included, recovering from a money mistake without spiraling, and systems that survive a bad month.

Every page carries a real number, worked out with real 2026 figures, because a teen remembers "$4 a day is $1,460 a year" long after they forget a warning. Designed to be dipped into rather than read straight through, in a format that respects how an ADHD reader actually reads.

Ages 13 to 18. The money book that finally accounts for the brain reading it.